Products by Industry

With so many products available to you, it can be hard to know which ones are beneficial towards your industry! We've organized this list for you so that you can see a summary of products that would cover your business.

Manufacturers

Valuable Papers & Accounts Receivable Coverage

Replace & restore important financial documents damaged from a covered loss. Must have paper trail to justify your numbers.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Cyber Liability

Protects against computer related crimes or losses. Includes targeted attacks (malware and phishing), misplaced laptop containing confidential material, and covers privacy, data, and network exposures.

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Restaurants

Liquor Liability

Protects against legal expenses brought on by intoxicated patron who leave your premises and bring on a lawsuit from over consumption at your business.

Business Interruption

Also known as loss of income insurance, helps keep you in business when unexpected events occur.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Property and Equipment Insurance

Additional coverage for the special equipment in case of power surges, mechanical breakdowns, burned out motors, or if your employee accidentally does something that causes the equipment to fail.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Hired / Non-Owned Auto

Provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work. This protection applies to vehicles you “hire” or vehicles your business doesn’t own.

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Retail

Valuable Papers & Accounts Receivable Coverage

Replace & restore important financial documents damaged from a covered loss. Must have paper trail to justify your numbers.

Business Interruption

Also known as loss of income insurance, helps keep you in business when unexpected events occur.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Professional Services

Valuable Papers & Accounts Receivable Coverage

Replace & restore important financial documents damaged from a covered loss. Must have paper trail to justify your numbers.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Professional Liability

Home Healthcare

Directors & Officers

Personal financial protection for your company's directors and officers from actual or alleged covered acts of wrongdoing while serving on the board and or as an officer.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Hired / Non-Owned Auto

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

Sexual Abuse & Molestation Coverage

Protects your business against physical abuse, such as sexual or other bodily harm and non-physical abuse, such as verbal, emotional or mental abuse. Errors, omission or misconduct.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Professional Liability

Daycares

Directors & Officers

Personal financial protection for your company's directors and officers from actual or alleged covered acts of wrongdoing while serving on the board and or as an officer.

Accident Insurance

Coverage protects students, teachers and supervisors when they are involved in a covered accident that occurs on school grounds or during supervised school activities.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Hired / Non-Owned Auto

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

Sexual Abuse & Molestation Coverage

Protects your business against physical abuse, such as sexual or other bodily harm and non-physical abuse, such as verbal, emotional or mental abuse. Errors, omission or misconduct.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Professional Liability

Contractors

Installation Coverage

Covers personal property installed, fabricated or erected by a contractor.

Environmental Pollution

Provides coverage for loss or damages resulting from unexpected releases of pollutants that can lead to a potentially catastrophic environmental issue.

Builder's Risk

Helps protect buildings under construction.

Bonds

Proof of financial ability to complete project, often requested by the city.

Errors & Ommissions

Covers your business if you are sued for negligently performing your services, even if you haven’t made a mistake.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Inland Marine

Covers equipment that is transported from place of business to job site.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Hired / Non-Owned Auto

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Landlord Property Owners

Equipment Breakdown Coverage

Covers damages caused by covered internal forces, such as power surges, electrical shorts, mechanical breakdowns, motor burnout or operator error.

Landlord Insurance - Dwelling Fire

Protects the home or structure you rent and provides liability coverage.

Rent Guarantee Insurance

Covers nonpayment of rent if a tenant defaults on any rent payments they’ve agreed to in their lease.

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.

Auto Services

Employment Practices Liability Insurance (EPLI)

Protects the business against lawsuits brought on by employees for claims against their legal rights.

Commercial Umbrella & Excess Liability

Adds additional coverages to all insurance lines covered, raises limits of protection.

Commercial Auto / Business Auto

Auto Insurance that covers any business vehicles used for business purposes.

Property and Equipment Insurance

Additional coverage for the special equipment in case of power surges, mechanical breakdowns, burned out motors, or if your employee accidentally does something that causes the equipment to fail.

Inland Marine

Covers equipment that is transported from place of business to job site.

Garage Liability

More limited in scope and provides liability coverage for garage operations, as well as liability arising out of ownership, maintenance, and use of covered autos.

Cyber Liability

Building Coverage

Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.

Hired / Non-Owned Auto

Worker's Compensation

Compensates employees who are hurt on the job. Pays medical/loss of income/death.

Business Personal Property

Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

General Liability

Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.