Employment Practices Liability Insurance (EPLI)
Protects the business against lawsuits brought on by employees for claims against their legal rights.
Commercial Umbrella & Excess Liability
Adds additional coverages to all insurance lines covered, raises limits of protection.
Commercial Auto / Business Auto
Auto Insurance that covers any business vehicles used for business purposes.
Property and Equipment Insurance
Additional coverage for the special equipment in case of power surges, mechanical breakdowns, burned out motors, or if your employee accidentally does something that causes the equipment to fail.
Inland Marine
Covers equipment that is transported from place of business to job site.
Garage Liability
More limited in scope and provides liability coverage for garage operations, as well as liability arising out of ownership, maintenance, and use of covered autos.
Cyber Liability
Protects against computer related crimes or losses. Includes targeted attacks (malware and phishing), misplaced laptop containing confidential material, and covers privacy, data, and network exposures.
Building Coverage
Protects your property in the event of loss by covered peril. Insures items that are permanently attached to the building itself.
Hired / Non-Owned Auto
Provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work. This protection applies to vehicles you “hire” or vehicles your business doesn’t own.
Worker's Compensation
Compensates employees who are hurt on the job. Pays medical/loss of income/death.
Business Personal Property
Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.
General Liability
Protects against legal/medical expenses incurred by a 3rd party due to negligence on business property.